TUESDAY 14TH DECEMBER 1999: You're Rubbish! No, You're Rubbish!

Bank of Scotland has sent out a document to shareholders with the detail of the presentation they made to analysts last week. We respond again with an announcement, criticising their IT plans and their lack of experience; just a re-tread of what we said last week. There is not a lot new coming through at the moment it seems, just tit-for-tat responses hammering away at the same key arguments. And we've got another couple of months of this....